OUBETA Posted January 24 Report Share Posted January 24 Who is everyone using for high value gun insurance? I have a machine-gun collection I'm looking to get insured. Does every gun have to be appraised if it's over a certain value? Thanks God Bless Quote Link to comment Share on other sites More sharing options...
StrangeRanger Posted January 24 Report Share Posted January 24 I use Collectibles Insurance Services. 888-837-9537 $150K of coverage costs me about $750/year Items insured for more than more than $25K have to be specifically listed put no appraisal is required Quote Link to comment Share on other sites More sharing options...
hkg3k Posted January 24 Report Share Posted January 24 I use Eastern Insurance. The rate of my policy is $3.33 per $1000 of value with a $250 deductible. No appraisals required Blanket & Scheduled limits can be constructed and balanced to meet the needs of the insuree Coverage includes while the item is in transit (shipment) Ammo and Reloading Equipment riders also available. Quote Link to comment Share on other sites More sharing options...
taylorwso Posted January 24 Report Share Posted January 24 I spent it on a vault/real safes way too much to try and just rely on insurance 1 Quote Link to comment Share on other sites More sharing options...
Mojopin Posted January 25 Report Share Posted January 25 USSA for me, no issues though I have not to make a claim. They did say they would try to replace the item verse paying out a claim. . . . 1 Quote Link to comment Share on other sites More sharing options...
Chef Posted January 25 Report Share Posted January 25 14 hours ago, StrangeRanger said: I use Collectibles Insurance Services. 888-837-9537 $150K of coverage costs me about $750/year Items insured for more than more than $25K have to be specifically listed put no appraisal is required Damn! $750 a year is outrageous. Quote Link to comment Share on other sites More sharing options...
StrangeRanger Posted January 25 Report Share Posted January 25 1 hour ago, Chef said: Damn! $750 a year is outrageous. My quiet crime-free suburban neighborhood is separated from a relatively high-crime commercial area by an Interstate highway which pretty much limits access from one to the other. Unfortunately we share a Zip code and that's what the insurance companies use when setting rates. Same issue with homeowner's and auto insurance Quote Link to comment Share on other sites More sharing options...
pinball-1 Posted January 25 Report Share Posted January 25 CoreVens for me. Hands down best price, service, and ease of use that I've been able to find, and I did a somewhat extensive search last year. Quote Link to comment Share on other sites More sharing options...
hkg3k Posted January 25 Report Share Posted January 25 3 hours ago, pinball-1 said: CoreVens for me. Hands down best price, service, and ease of use that I've been able to find, and I did a somewhat extensive search last year. Does CoreVens offer separate / stand-alone policies for firearms / collectibles or are you insuring your collection with higher coverage or riders on your existing home owner's policy? Quote Link to comment Share on other sites More sharing options...
Abody711 Posted January 25 Report Share Posted January 25 I used a rider attached to my home owners (State Farm). They insure for invoiced price and cover inflation. Have made no claims yet. Quote Link to comment Share on other sites More sharing options...
pinball-1 Posted January 25 Report Share Posted January 25 1 hour ago, hkg3k said: Does CoreVens offer separate / stand-alone policies for firearms / collectibles or are you insuring your collection with higher coverage or riders on your existing home owner's policy? Stand-alone policy. I have State Farm for home/auto and to add any kind of firearms insurance through them is absolutely insane (like 10x's the amount). Quote Link to comment Share on other sites More sharing options...
Abody711 Posted January 25 Report Share Posted January 25 2 hours ago, pinball-1 said: Stand-alone policy. I have State Farm for home/auto and to add any kind of firearms insurance through them is absolutely insane (like 10x's the amount). Don't understand that. Mine is very reasonable with 62K insured Quote Link to comment Share on other sites More sharing options...
pinball-1 Posted January 26 Report Share Posted January 26 1 hour ago, Abody711 said: Don't understand that. Mine is very reasonable with 62K insured Guess it depends what you consider reasonable? What are you paying for that 62k value? Quote Link to comment Share on other sites More sharing options...
Abody711 Posted January 26 Report Share Posted January 26 16 hours ago, pinball-1 said: Guess it depends what you consider reasonable? What are you paying for that 62k value? With wife's jewelry we have a total of 92k covered for 580 a year or 48.33 a month. Quote Link to comment Share on other sites More sharing options...
pinball-1 Posted January 26 Report Share Posted January 26 1 hour ago, Abody711 said: With wife's jewelry we have a total of 92k covered for 580 a year or 48.33 a month. Calculated out, that's around double what I pay for my Core Vens policy dollar for dollar. Quote Link to comment Share on other sites More sharing options...
hkg3k Posted January 26 Report Share Posted January 26 2 hours ago, Abody711 said: With wife's jewelry we have a total of 92k covered for 580 a year or 48.33 a month. 43 minutes ago, pinball-1 said: Calculated out, that's around double what I pay for my Core Vens policy dollar for dollar. Same here...approximately double what I'm paying through Eastern Insurance. Quote Link to comment Share on other sites More sharing options...
Abody711 Posted January 27 Report Share Posted January 27 22 hours ago, hkg3k said: Same here...approximately double what I'm paying through Eastern Insurance. I have contacted both company for quotes. Thanks for the info 1 Quote Link to comment Share on other sites More sharing options...
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