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Gun Insurance


OUBETA

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Who is everyone using for high value gun insurance? I have a machine-gun collection I'm looking to get insured. 

Does every gun have to be appraised if it's over a certain value?

 

Thanks 

 

God Bless

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I use Eastern Insurance.  The rate of my policy is $3.33 per $1000 of value with a $250 deductible.

No appraisals required

Blanket & Scheduled limits can be constructed and balanced to meet the needs of the insuree

Coverage includes while the item is in transit (shipment)

Ammo and Reloading Equipment riders also available.

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14 hours ago, StrangeRanger said:

I use Collectibles Insurance Services. 888-837-9537

$150K of coverage costs me about $750/year

Items insured for more than more than $25K have to be specifically listed put no appraisal is required


Damn! $750 a year is outrageous.

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1 hour ago, Chef said:


Damn! $750 a year is outrageous.

My quiet crime-free suburban neighborhood is separated from a relatively high-crime commercial area by an Interstate highway which pretty much limits access from one to the other.  Unfortunately we share a Zip code and that's what the insurance companies use when setting rates. Same issue with homeowner's and auto insurance

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3 hours ago, pinball-1 said:

CoreVens for me. Hands down best price, service, and ease of use that I've been able to find, and I did a somewhat extensive search last year.

Does CoreVens offer separate / stand-alone policies for firearms / collectibles or are you insuring your collection with higher coverage or riders on your existing home owner's policy?

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1 hour ago, hkg3k said:

Does CoreVens offer separate / stand-alone policies for firearms / collectibles or are you insuring your collection with higher coverage or riders on your existing home owner's policy?

Stand-alone policy.

I have State Farm for home/auto and to add any kind of firearms insurance through them is absolutely insane (like 10x's the amount).

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2 hours ago, pinball-1 said:

Stand-alone policy.

I have State Farm for home/auto and to add any kind of firearms insurance through them is absolutely insane (like 10x's the amount).

Don't understand that. Mine is very reasonable with 62K insured

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2 hours ago, Abody711 said:

With wife's jewelry we have a total of 92k covered for 580 a year or 48.33 a month.

 

43 minutes ago, pinball-1 said:

Calculated out, that's around double what I pay for my Core Vens policy dollar for dollar.

Same here...approximately double what I'm paying through Eastern Insurance.

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